My Mortgage Shoppe
Mortgage Agent in Simcoe County
Offering Mortgage Services to clients across Barrie, Innisfil, Oro-Medonte, Orillia, and the surrounding areas.
Contact My Mortgage Shoppe - Mortgage Agent in Simcoe County
Are you Self Employed? We have banks tailored to you.
We have banks like Bridgewater Bank and Optimum Mortgages who love to lend to the self employed client. Rates and terms are very reasonable. We will help you get your foot in your door!
When the banks says no. How we can say yes!
It happens, you go to the bank for your mortgage whether its a purchase or refinance and the unthinkable happens. The bank declines your deal. They tell you that your ratios are out or your credit isn't strong enough.
It sucks I know as I was declined for my first mortgage, but thankfully my friend put me in touch with her mortgage broker at the time and with some creativity and logic she got me approved and I became a home owner.
The bank has to work within a "box of rules". Where mortgage brokers can work out of many boxes to put your deal together. The banks funding ratios are limited and capped, but ours can be extended to help you qualify.
We can help you with navigating credit hurdles to self employed income issues. We can show you ways to improve credit faster and how two years of self employed income isn't always needed if for say we have 20% down payment and 6 months of provable bank deposits.
These are just some of the tips and tricks we have to get you approved.
Contact me for your no cost no obligation pre approval.
DROP US A HELLO for a chance to win a $100 Canadian Tire Gift Card
WINNER TO BE ANNOUNCED ON Feb 28 2021 - email firstname.lastname@example.org with your mortgage question
Random draw one winner